Business Loans

At MFS Corporation, we provide flexible Business Loan Products designed to help companies grow, expand, and maintain strong financial stability. Whether you need working capital, equipment financing, commercial real estate funding, or expansion capital, our customized financing solutions are tailored to meet the needs of businesses across various industries.

With over 30 years of experience, our team is committed to delivering reliable funding solutions with competitive terms and efficient service. We work closely with business owners to provide financing options that support both short-term operational needs and long-term business growth. Contact MFS Corporation today to learn more about our Business Loan Products and how we can help your business succeed.

Working Capital Loans

Our Working Capital Loan program provides fast funding for payroll, inventory, operational expenses, and business growth. Basic requirements include a minimum credit score of 600, business bank statements, proof of revenue, and at least 6 months in business.

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Business Lines of Credit

Our Business Line of Credit program gives businesses flexible access to funds for cash flow, operational expenses, and growth opportunities. Basic requirements include a minimum credit score of 620, business bank statements, proof of revenue, and at least 6 months in business.

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SBA Loans

Our SBA Loan program provides flexible financing for business expansion, working capital, equipment, and operational needs. Basic requirements include a minimum credit score of 650, at least 2 years in business, business financial documents, tax returns, and proof of repayment ability.

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Equipment Financing

Our Equipment Financing program helps businesses purchase machinery, vehicles, and essential equipment with flexible payment terms. Basic requirements include a minimum credit score of 620, business bank statements, proof of income, and equipment details or invoice.

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Term Loans

Our Term Loan program provides businesses with lump-sum financing for expansion, operations, equipment, or other major expenses. Basic requirements include a minimum credit score of 640, business bank statements, proof of revenue, and at least 1 year in business.

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Startup Business Loans

Our Startup Business Loan program helps new businesses secure funding for launch, operations, equipment, and growth. Basic requirements include a minimum credit score of 650, a business plan, proof of income or cash reserves, and valid business registration documents.

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Merchant Cash Advances

Our Merchant Cash Advance program provides fast funding based on future business sales, ideal for covering short-term operational needs. Basic requirements include a minimum credit score of 550, business bank statements, proof of monthly revenue, and at least 3–6 months in business.

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Invoice Financing

Our Invoice Financing program helps businesses improve cash flow by advancing funds against unpaid invoices. Basic requirements include a minimum credit score of 600, outstanding customer invoices, business bank statements, and proof of consistent revenue.

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Franchise Financing

Our Franchise Financing program helps entrepreneurs fund franchise startup, expansion, or equipment costs with flexible financing solutions. Basic requirements include a minimum credit score of 650, franchise agreement details, business financial documents, and proof of income or cash reserves.

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Bridge Loans

Our Business Bridge Loan program provides short-term financing for urgent business opportunities, cash flow gaps, or transitional funding needs. Basic requirements include a minimum credit score of 640, business bank statements, proof of revenue, and verification of repayment ability.

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Asset-Based Loans

Our Asset-Based Loan program provides financing secured by business assets such as inventory, equipment, or accounts receivable. Basic requirements include a minimum credit score of 620, proof of asset ownership, business financial documents, bank statements, and verification of repayment ability.

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Commercial Real Estate Loans

Our Commercial Real Estate Loan program helps businesses finance the purchase, refinance, or renovation of income-producing properties. Basic requirements include a minimum credit score of 680, business and property financial documents, bank statements, and a down payment or equity contribution.

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