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Commericial Loans
At MFS Corporation, we provide reliable commercial financing solutions backed by experience, integrity, and results. We believe in transparent lending with no hidden agendas—just honest business practices and a commitment to helping our clients succeed.
Whether you are seeking commercial real estate financing, hard money loans, bridge loans, construction funding, DSCR programs, or asset-based lending solutions, our team is here to help. Operating nationwide with over 30 years of industry experience, we have assisted countless investors, developers, and business owners with a wide range of commercial loan products tailored to meet their financial goals.
Commercial Real Estate Loans
Our Commercial Real Estate Loan program helps finance the purchase, refinance, or renovation of income-producing properties. Minimum credit score starts at 680 with flexible terms, competitive rates, and financing based on property value and cash flow. Tax returns, bank statements, and a minimum 20% down payment may be required.
DSCR Loans (Debt Service Coverage Ratio)
Our DSCR Loan program is designed for real estate investors looking to qualify based on property cash flow rather than personal income. Financing is available for rental and investment properties with flexible terms, competitive rates, and simplified documentation requirements.
Fix and Flip Loans
Our Fix & Flip Loan program provides short-term financing for purchasing and renovating investment properties. Designed for real estate investors, this program offers fast funding, flexible terms, and financing solutions to help maximize profits through property resale.
Bridge Loans
Our Bridge Loan program provides fast, short-term financing for time-sensitive real estate opportunities. Ideal for purchasing, refinancing, or securing properties while waiting for long-term financing or property sales.
Construction Loans
Our Construction Loan program offers flexible financing for ground-up construction and major renovation projects. Basic requirements include a minimum 680 credit score, construction plans, builder experience, proof of income, and a down payment or equity contribution.
SBA Loans
Our SBA Loan program provides flexible financing for business growth, working capital, equipment, and commercial real estate needs. Basic requirements include a minimum credit score of 650, at least 2 years in business, business financial documents, tax returns, and proof of repayment ability.
Equipment Financing
Our Equipment Financing program helps businesses purchase machinery, vehicles, and essential equipment with flexible payment terms. Basic requirements include a minimum credit score of 620, business bank statements, proof of income, and equipment details or invoice.
Working Capital Loans
Our Working Capital Loan program provides fast funding to help cover daily business expenses, payroll, inventory, and operational costs. Basic requirements include a minimum credit score of 600, business bank statements, proof of revenue, and at least 6 months in business.
Business Lines of Credit
Our Business Line of Credit program gives businesses flexible access to funds for ongoing expenses, cash flow, and growth opportunities. Basic requirements include a minimum credit score of 620, business bank statements, proof of revenue, and at least 6 months in business.
Multifamily Loans
Our Multifamily Loan program provides financing for apartment buildings and multi-unit residential properties. Basic requirements include a minimum credit score of 680, property income documentation, tax returns, bank statements, and a down payment or equity contribution.
Hard Money Loans
MFS provides hard money loans, typically secured by real property and serving as a short-term financial option. These loans are commonly offered by individuals or small institutions, not traditional banks. Whatever your financial needs are, please don't hesitate to contact us. Remember we operate in all 50 states for more information contact a representative near you.
Mezzanine Financing
Our Mezzanine Financing program provides flexible secondary financing for commercial real estate and business expansion projects. Basic requirements include a minimum credit score of 680, strong cash flow, business or property financials, and available equity in the project.
CMBS Loans
Our CMBS Loan program offers long-term financing for income-producing commercial properties with competitive rates and flexible terms. Basic requirements include a minimum credit score of 680, stable property cash flow, property financials, tax returns, and a down payment or equity contribution.
Portfolio Loans
Our Portfolio Loan program provides flexible financing for multiple investment properties under one loan solution. Basic requirements include a minimum credit score of 680, rental income documentation, tax returns, bank statements, and a down payment or equity contribution.
International Transaction Funding
Our International Transaction Funding program provides financing solutions for global trade, import/export transactions, and cross-border business opportunities. Basic requirements include proof of business operations, transaction documents or contracts, bank statements, and verification of repayment ability.